I can help you to crush your debt and live the life you’ve always dreamed of.

Hi there! I’m Jen. A few years ago, my husband and I were buried in $117,000 of student loan debt. Now, we’ve paid off over $100k of debt, and we’re on track to have the rest paid off by the end of this year. Join our email list to get exclusive tips on how to save money, earn more, and live like no one else.

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May Goals

The weather is finally warming up (we get about 9 months of winter and 3 months of summer in Minnesota), so I'm excited for May!  Some of my May goals are a bit different from prior months. One thing that has been bothering me a lot lately is that I have pretty much...

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Month in Review: April 2016

*Disclaimer: This post contains affiliate links. I'm going to be changing up the format of my monthly goals and review posts.  I used to just list off all of the goals I had for the month and whether or not I met them.  I get so frustrated with myself when I don't...

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An Open Letter to Generation Z

Dear Generation Z, I’m here to tell you some things you probably don’t want to hear.  I am not your parent.  I’m not going to tell you that “you can be anything you want to be”, that you should follow your dreams, or that working hard in school is the key to a bright...

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How to Eat Clean on a Tight Budget

Several months ago, I decided to lose 50 pounds (and I’ve lost 35 so far!).  I was sick and tired of gaining more and more weight.  I knew that if I didn’t make some major changes to my lifestyle, I would keep putting on the pounds. started exercising 5-7 times per...

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No, I Don’t Want to Join Your Pyramid Scheme

My husband and I are working on paying off six figures of debt in just three short years – on entry-level salaries.  Living frugally only goes so far – we can scrimp like crazy and be frugal weirdos, but at a certain point, it’s impossible to save more. We can only...

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Save Thousands of Dollars on Your Wedding Venue

Did you know that the average wedding in the U.S. costs a whopping $30,000?   By far the most expensive part of the wedding is the venue.  Even more “affordable” locations may charge thousands of dollars for venue rentals. If you want to drastically reduce the cost of...

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7 Reasons Why I Drive a 17 Year Old Car

My car is ugly. It’s rusty, it has plenty of scratches and a few dents, and it’s 17 years old.  It’s not pretty or shiny.  The heat/AC is out half the time and it’s usually making some sort of bizarre noise. It’s what most people would consider embarrassing.  Some...

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30 Copycat Starbucks Recipes

If you've been reading this blog for a while, you know that my hubby is the spender in our relationship.  He's addicted to Starbucks Chai tea lattes and the cost adds up quickly.  $6/day becomes $180/month or $2,190/year! That's over $2,000 that could be going...

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Loss, Overspending, and Dopamine: March/April Update

If you’re new here, I post an update every couple of months that details how we’re doing on our debt payoff and other goals. I also include some highlights of the months and what I’ve been reading and watching…because life is about more than just achieving goals. As a...

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I Deserve a New Car, Right?

I know a couple who recently paid off massive credit card debt.  After years of scrimping and never spending money on anything fun, they wanted to celebrate. I get that.  Really, I do. But they celebrated by putting themselves right back in debt. They purchased two...

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30 Day No Spend Challenge

30 Day No Spend Challenge Are you ready to take control of your finances? One great way to cut your expenses is to do a “no spend”...

Meal Planner

Since I've started meal planning I've cut way back on my grocery spending, rely less on frozen meals, I eat healthier, and I waste less...

30 Day No Spend Challenge

30 Day No Spend Challenge Are you ready to take control of your finances? One great way to cut your expenses is to do a “no spend”...

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