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Many people dislike budgeting. It’s a process of trial and error, and when our budgets fail, we often get frustrated and want to give up. Remember that budgeting is a learning process. Your first few months probably won’t go perfectly smoothly, and that’s okay! ...read more
As a personal finance blogger, I like to ask my readers what their biggest financial problems are so that I can provide useful content to them. When I ask all of you what your biggest financial challenges are, the most common answer is this: too many bills and not...read more
If you've been reading this blog for a while, you know that I'm a HUGE Dave Ramsey fan. Reading his book The Total Money Makeover shifted my perspective about money and changed my life. A few years after finding Dave, my husband and I have paid off over $127,000 in...read more
Is one of your New Year’s resolutions to get in shape and join a gym? Ironically, you may have another resolution about getting your financial life together. Joining a gym that costs $100/month and looks more like a luxury spa might not be conducive to that goal....read more
The average American household carries over $130,000 in debt. Contrast that with the median household income of just over $59,000, and it's quite clear that many Americans are living well beyond their means. Your typical adult pays $280/month on her student loans,...read more
I LOVE HomeGoods. My husband and I are planning to buy our first home in a few months, and there are tons of things we'll need to buy for our home. Luckily, we discovered HomeGoods...where we can find plenty of high quality items for a super low price! *Note: This...read more