I can help you to crush your debt and live the life you’ve always imagined.

Hi there! I’m Jen. A few years ago, my husband and I were buried in $117,000 of student loan debt. Now, we’re 100% debt-free aside from our mortgage! Join our 30 Day No Spend Challenge to start crushing your financial goals today.

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Is Dave Ramsey a Hypocrite?

It's no secret that I'm a huge Dave Ramsey fan. Reading his book The Total Money Makeover completely changed my life.  My husband and I took Financial Peace University at our church and attended Dave's Money and Marriage event in Minneapolis. *Disclosure: This post...

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50 Cash Envelope Category Ideas

I started using the Dave Ramsey's cash envelope system for budgeting recently, and it's a game changer! I love anything that makes life a little simpler, and cash envelopes make budgeting SO easy. *Disclosure: This post may contain affiliate links. Read our full...

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500 Things I’m Thankful For

We all know that focusing on what we’re thankful for can make us feel happier.  Many of us have written lists of 5 things we’re grateful for, or 20, or 50…but have you ever made a list of 500 things you appreciate? I decided to create this list of 500 things because I...

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Are you tired of feeling broke?

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Featured Freebies

150 Budget Categories

150 Budget Categories Are you ready to create a budget? Here are 150 ideas for your categories! Of course, you don't want to have 150 categories in your budget - that would be a big mess! I'd recommend using 15 to 30 categories. We've included 150 here to...

Ultimate Guide to Making Money Blogging

Ultimate Guide to Making Money Blogging Are you ready to make money blogging? When I tell people I make money blogging, they're often intrigued but a little skeptical. They want to know how it's possible to earn money online. This freebie walks you through...

30 Day No Spend Challenge

30 Day No Spend Challenge Are you ready to take control of your finances? One great way to cut your expenses is to do a “no spend” challenge. Cutting out spending on all non-necessities can allow you to add money to savings, pay off debt, and/or break bad...

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Are you tired of feeling broke?

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